Income
The W-9 you’ll need, and why
What the W-9 is, why a company that pays you needs it, what the 1099-NEC means in January, and the simple records that keep April calm.
Mark Edwards · Oct 7, 2026
What the W-9 is, why a company that pays you needs it, what the 1099-NEC means in January, and the simple records that keep April calm.
A plain envelope from Social Security tells thousands of retirees every fall that their Medicare premiums just went up because of income they earned two years ago.